Lower Interest Rate Mortgages Available

Discover Own New

At Berkeley Group, we are committed to creating exciting places where people love to live, work and relax. Where homes are finished to our high standards and where placemaking is carefully considered to enhance well-being and quality of life.

That's why we are excited to announce that you can now buy a Berkeley Group home with Own New.

How Does It Work?

You can now purchase a new home at Silkstream with the Own New Rate Reducer with a deposit amount of 20% and a lower rate reducer mortgage of up to 80% loan-to-value (LTV) [1].

It could be more cost-effective to buy than rent with monthly mortgage repayments of £1,117 [1].


 Purchase Price  £415,000 
 Purchase Deposit  £83,000
 LTV Mortgage  £332,000
 Monthly Mortgage Repayments  £1,117

Based on 5 year fix at an Own New Rate Reducer of 2.1%.

A Guide to Own New

Silkstream - Own New - Step 1

Step 1

Find your new Berkeley Group home.

Silkstream - Own New - Step 2

Step 2

Within five days of making a reservation, receive a Letter of Acknowledgment and send it to your mortgage broker to apply for an Own New mortgage [1].

Silkstream - Own New - Step 3

Step 3

Exchange with a valid mortgage offer and a minimum 20% deposit within six weeks of the reservation [1].

Silkstream - Own New - Step 4

Step 4

Wait for the build of your new home to be complete.

Silkstream - Own New - Step 5

Step 5

You’re ready to move in.

Interior living room image at a Silkstream showhome

How Will It Help Me?

  • You could buy your dream home at Silkstream 
  • Access lower interest rate mortgages for a fixed period [1]
  • You'll own 100% of your new home 
  • Own New is open to first-time buyers, as well as those who are already homeowners 

Discover Silkstream 


Own New Leaflet

Berkeley Group Own New Leaflet

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[1] The terms and conditions of the Own New scheme can vary depending on personal circumstances. Please speak to an Independent Financial Adviser for further information.

Where applicable, images, CGIs and photography are indicative only.
Site Plans / Site Maps are indicative only and subject to change [and subject to planning]. In line with our policy of continuous improvement, we reserve the right to alter the layout, building style, landscaping and specification at any time without notice.
Your attention is drawn to the fact that in rare circumstances it may not be possible to obtain the exact products or materials referred to in the specification. Berkeley Group plc reserves the right to alter, amend or update the specification, which may include changes in the colour, material and / or brand specified. In such cases, a similar alternative will be provided. Berkeley Group plc reserves the right to make these changes as required. A number of choices and options are available to personalise your home. Choices and options are subject to timeframes, availability and change.
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