Buying Your Dream Home Just Got Easier With Own New

Gain access to mortgages of up to 95% with competitive rates.

With Own New, you have full ownership of your new home. Our mortgage application process prioritizes your ability to make repayments and accommodates diverse financial backgrounds. Whether you're self-employed, have experienced furlough, or are building your credit history, Own New offers a pathway to securing a standard mortgage.

Arrange an appointment with us today to learn more about Own New and discover the wonders of Woodberry Down.

How Does It Work?

Own New is open to owner-occupiers, including first-time buyers, homeowners looking to move and those who are looking to purchase a second home. If that’s you, you could use Own New to purchase your new home (on selected Berkeley homes).

Buying a Berkeley home through the Own New Rate Reducer is straightforward:

1.      Find your new home.
2.      Within five days of making a reservation, receive a Letter of Acknowledgment and send it to your mortgage broker to apply for an Own New mortgage.[1]
3.      Exchange with a valid mortgage offer and a minimum of 10% deposit for new build houses or 20% for new build apartments within six weeks of the reservations.[1]
4.      Wait for the build of your new home to be complete.
5.      Final step: you’re ready to move in.

An example of buying a Berkeley Group home with a purchase price of £582,500, with a minimum of 25% deposit. [1]

Purchase Price  £582,500 
 25% Deposit £145,625 
 LTV Mortgage £436,874 
 Monthly Payment (Based on 2 Year Fixed at an Own New Rate Reducer of 1.83%) £1,409

Discover Woodberry Down

Brochures

Own New Leaflet

Berkeley Group Own New Leaflet

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The Berkeley Group plc's brands (Berkeley, St Edward, St George, St James, St Joseph and St William - (A list of those companies within each Brand is available here) have a range of properties that might be suitable for you. If you would like to hear about news, offers and the latest properties from our brands please tick below with your preferred contact method. I would like to be contacted via:

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Disclaimers

[1] examples are based on 35 year term and the interest rates will vary. Please speak to an independent financial adviser for further information on how the Own New Rate Reducer will apply to your personal circumstances.

Where applicable, images, CGIs and photography are indicative only.
Site Plans / Site Maps are indicative only and subject to change [and subject to planning]. In line with our policy of continuous improvement, we reserve the right to alter the layout, building style, landscaping and specification at any time without notice.
Your attention is drawn to the fact that in rare circumstances it may not be possible to obtain the exact products or materials referred to in the specification. Berkeley Group plc reserves the right to alter, amend or update the specification, which may include changes in the colour, material and / or brand specified. In such cases, a similar alternative will be provided. Berkeley Group plc reserves the right to make these changes as required. A number of choices and options are available to personalise your home. Choices and options are subject to timeframes, availability and change.
Floorplans shown are for approximate measurements only. Exact layouts and sizes may vary. All measurements may vary within a tolerance of 5%. The dimensions are not intended to be used for carpet sizes, appliance sizes or items of furniture.
Maps are not to scale and show approximate locations only.
All distances or journey / travel times are approximate and may not be direct. Where applicable, times have been established using relevant sources (maps.google.co.uk/nationalrail.co.uk).